Editor’s note: Fans were given a chance to submit some of their favorite golf moments over the years. Here are some of the stories and memories that amateur golfers, starstruck spectators and other golf fans wanted to share. Click here to submit your own MasterCard Moment.

I took up the game of golf at the age of 17. I grew up in a very small town, Grayson, Kentucky, just outside of Ashland, Ky. and we only had a nine-hole course. I worked in a gas station and one of our customers gave me a half set of clubs to use to see if I liked the game.

I was getting a haircut and began telling my barber about taking up the game. He was a neighbor of ours and I played with his two sons almost every day. He told me of all of his golf exploits and how well he played. He convinced me to join the Wednesday evening league even though I was not very good. The league was match play in that you played a different golfer at full handicap. He said, "What could I lose?" So I joined about a month after I started playing, with no lessons.

After about four weeks in the league, my handicap for nine holes was 18! That's how bad I was! That week, I was matched against my barber. He came up to me and told me not to worry about how I played and that he had been playing for years so I should not get too upset when he beat me. Well, after two holes I was only one-over par gross and he was two-over par. I played much better than normal and my score after seven holes was 37, which was not too bad. My barber's score was 28. We came to the 8th hole, which was a 90-degree dog-leg to the left. Now, my shot at the time was a big banana slice of about 40-50 yards. Down the left side of the hole was completely out of bounds, as the course sat in a little valley between the hills. There was a line of tree on the out of bounds also and there as a pond at the end of the fairway. Most of my shots on that hole went up on the hill and never came back in bounds or, if I hit down the middle, it would go far right into the woods on the right. My barber proceeded to hit a perfect shot right down to the corner of the dog-leg and turned to me with a big smile on his face because he knew that I would have a hard time matching that shot. At that time, I was two shots ahead of him for the match (net). His handicap was seven so he was giving me eleven strokes. If he made par on the last two holes, he would shoot 39, net 32. I was in trouble…

Golf fan Wayne Engasser poses with his hole-in-one plaque. (Submitted to PGATOUR.com)

I stepped up to the tee, aimed my shot about fifty yards out of bounds and swung. The ball curled just as expected and landed about ten yards behind his ball. He expressed surprised that my ball made it through the trees at all. He could not believe how far out of bounds that I had aimed. He then hit a perfect lay up just in front of the green. With nothing to lose, I took out my 3-wood and, again, aimed about 50 yards out of bounds. I swung and the ball took off and disappeared in the trees. We watched and, for what seemed to be forever, we saw nothing then my ball reappeared and was headed right for the green. It hit about ten yards in front of the green and rolled right up to the cup. It stopped about six inches short of being a double eagle. Needless to say, my barber proceeded to lose his cool, chili-dipped his pitch shot, made a bogey to my eagle and I went on to beat him with a bogey on the last hole. My score for the nine holes was 45 gross, 27 Net!

But he got even with me--my next haircut was one of the worst. Larry C. Singleton

The most memorable moment for me was playing a round with my father and dropping a 20-foot par putt on a par 5 (No. 15 at Windstone Golf Club in Chattanooga, Tenn.). I said "Heckuva par!" My father looked at me like I was nuts, "You hit one into the woods." I replied, "Yes, I did, and that putt was for par." He turned, looked back up the fairway and counted to himself. Shot no. 1 was in the middle of the fairway. No. 2 was sliced deep into the woods. (I didn't bother looking for the ball.) Dropped ball for no. 3. No. 4 was onto the green. No. 5 stopped at the bottom of the cup. When done counting he offered, "Wow! Great par!"

I've made my share of eagles, but I don't remember many of them. I will always remember "my stroke-and-distance par," though. Alan Carney

On the first hole of my round I found a new Top-Flite Infinity golf ball. I started using it on the second hole and made a long 40-foot putt for par. On the sixth hole I chipped in for par with the same ball. By the time I reached the 12th hole, a 175-yard par 3, my partner Bob offered me six other balls for the Infinity that I found earlier. Before I hit my tee shot, a 4-iron on the par 3, I gave him a wise crack response that I could not give him the ball because if I got a hole-in-one I'd need it as a remembrance.

Well needless to say I holed the shot and got my first and only ACE! The ball is mounted in my den. I play approximately 130 rounds per year in Western New York and Naples, Fla. Wayne Engasser

I was in Colorado playing a par-3, 206-yard hole when I hit a shot near the hole but couldn't see if it went in for an ace. As I walked onto the green my cell phone rang. It was my wife calling from our home in Wisconsin. At that moment I looked in the hole and told her I had just got a hole-in-one. It was great to share the moment with her even though I was 1200 miles away. I told her this shot was going to cost me about 250 dollars in the clubhouse but she didn't know what that meant. What a MasterCard moment! Lucky that I could charge the drinks on my MasterCard. William Powers

My wife and I live on a 9-hole course in New Milford, Conn. Before our daughter arrived, we would often play a match for who had to do the dishes. This was our standard bet. I have to give her two shots a hole, as she was a 40 handicap at the time and I was a 4.

The first hole we played was a dog-leg left Par 4, just under 300 yards. I hit a great drive, followed by a solid wedge and made the putt for a birdie. She hit a decent drive, hit short of the green, chipped on and made a 20 footer for a par. I am 1 under and 1 down.

The second hole is a 165-yard par 3. We had a slight wait on the tee. The tee abuts a road. We both know all the neighbors there. One of my buddies was busting my chops about losing the hole with a birdie. Finally, it was our turn to hit.

I pulled a 6-iron out and went first. I hit a beautiful shot to the middle of the green. It had a little backspin on it and spun right into the hole for a hole in one!

We all jumped up and down, high-fiving each other.

My wife got up and hit her drive down the middle of the fairway, short of the green about 140 yards. We walked up to her ball. I went to the green and retrieved my shot. She then took her sand wedge and swung. It hit the green, took one hop and went flush into the hole.

She had made a 2 for net 0. I had made an ace and lost the hole. Unbelievable!

I was 3-under after two holes and 2 down. I shot my best 9-hole score ever at 3-under and lost the match. That's my most memorable golf moment. Steven Panos